Settle for
a better life.
We Help seniors sell their life insurance policies
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See how much your policy could be worth with our free life settlement calculator
Selling your life insurance policy through a life settlement is your right
Life insurance is your property, like a house, car, or piece of jewelry. And like all property you own, it is your right to sell your life insurance policy for its market value.
Every day, seniors like you are choosing to sell their life insurance policies through life settlements. Sellmypolicy.ca is here to help make the process fast, simple, and easy to understand, so you can get the most out of life in retirement.
Life settlements help you:
Plan for and fund your retirement
Use the cash payout from a life settlement to achieve your retirement goals
Reduce your expenses
Convert an expensive policy you no longer need or can no longer afford into cash
Cover healthcare and long-term care expenses
Pay for healthcare and long-term care without depleting your retirement savings
See how much your policy could be worth
Can you sell your life insurance policy?
Yes. A life insurance policy is your property, just like a house, a car, or a piece of jewelry. It is your right to sell any property, including a life insurance policy, for cash.
If you do choose to sell your policy through a life settlement, our transparent process will help put you at ease.
Industry-leading consumer protections and disclosures mean your zero-pressure conversations with us will result in you receiving our best offer for the full market value of your policy.
In general, to qualify for a life settlement, you must:
- Be at least 65 years old
- Have a life insurance policy with a value of $100,000 or more
- Have had a change in health since the policy was issued
In some cases, healthy seniors can also qualify for a life settlement.
Even if you do not squarely fit within these guidelines, so you should still contact us to see if you qualify.
Also, in many instances, you may choose to sell only a portion of your policy, keeping the remaining death benefit for your loved ones without having to pay any future premiums.
How much could you get? Here are some examples.
Policyowner's age: 79
Universal life policy: $800,000
Cash surrender value: $18,000
$75,000
Life settlement value
Policyowner's age: 77
Universal life policy: $250,000
Cash surrender value: $4,600
$75,000
Life settlement value
Policyowner's: 74
Universal life policy: $500,000
Cash surrender value: $0
$30,000
Life settlement value
How much you could get for your policy?
Quick and simple process
Qualifying for a Life Settlement with SellMyPolicy.ca is quick and simple. Our life settlement specialists guide you every step of the way. We can frequently make offers in as little as 5 days, and you can receive your cash payment in as little as 45 days.
We work hard to get you what is rightfully yours, fast.
Connect with us
Connect with us by phone, chat, or completing a short form. and see if you qualify for a life settlement.
Receive an offer
After gathering some additional information, if you qualify, we will offer to buy your policy.
Get your cash payment
If you accept the offer, we’ll help you complete the closing package so you can get your cash payment.
SellMyPolicy.ca commitment to you
We advocate for you, giving you the information and support you need to make a well-informed decision about selling your life insurance policy.
If you qualify and decide to sell, we’ll be by your side every step of the way, helping you navigate the entire process.
With a Life Settlement with us, you can spend less time managing your finances and more time living your life.
See if you qualify
In just a few minutes, you can how much you could get from a life settlement. You owe it to yourself to find out today.
SellMyPolicy.ca is a broker in life settlements. We work with various entities that purchase life insurance policies and we guarantee to get our clients the best offer possible. We do not charge any fees for our service.